MARINE INSURANCE: Scoring New Coverage for Bluewater Cruising

Lloyds coffehouse

As I may have mentioned, I am in the midst of getting Lunacy ready for a run down to the W'Indies. This is always a fraught process, what with the normal anxieties of worrying about whether the boat is truly ready to go offshore, putting together crew, and watching the unruly fall weather unfold. Historically for me this anxiety has always been compounded by my fussy insurance company, ACE, which insists on vetting my crews and making me fill out lots of forms before they'll give me an endorsement for a passage to the Caribbean.

Marine insurance, of course, is how the whole concept of insurance first got started. Hedging against the potential loss of a vessel and its cargo is a financial game that dates as far back as the ancient Greeks and Romans and was institutionalized in its modern form as early as the late 17th century in Edward Lloyd's famous coffee house in London (see image up top), where shipowners, merchants, and skippers all gathered together to mull over the perils of ocean-borne commerce while getting hopped up on caffeine. As such, it is fair to say that marine insurance has played a very important role in the development of our global economy, but in the context of recreational bluewater cruising it is another animal entirely.

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2014 ANNAPOLIS TEST SAILS: Garcia Exploration 45, Seascape 27

Garcia 45 sailing

Day two of this year's test-sailing program looked to be a bit snotty weather-wise, with the forecast early on showing wind gusting to 30 knots, rain, and a good chance of thunderstorms. Great conditions, in other words, for trying out the new Garcia Exploration 45. As things turned out, the weather was actually a bit more moderate than that, but we still enjoyed sporty conditions out on Chesapeake Bay during our first test sail, with the wind blowing about 20 knots true.

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2104 ANNAPOLIS TEST SAILS: Bavaria Cruiser 46, Xc 35, Beneteau Oceanis 35

Bavaria 46 stern

Just back from test-sailing boats après-show this past week at Annapolis. Five boats in two days in fairly strong conditions, with the wind blowing 20 knots at time. Once I even saw gusts to over 30. This is ideal! Normally we get light wind, which makes it harder to get a good sense of how boats behave. My first boat on day one was the Bavaria Cruiser 46, which really is just a new updated version of the Bavaria Cruiser 45. The hull and underwater appendages are the same, but the deck and interior have been modified. As you can see in that photo up top, she has a very wide butt and an enormous fold-down transom.

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2014 ANNAPOLIS BOAT SHOW: Jimmy's New Boat

Garcia 45

Not surprisingly, one of the big draws at this year's U.S. Sailboat Show in Annapolis has been the new Garcia Exploration 45, developed by French builder Garcia Yachts in cooperation with bluewater sailing guru, author, and ARC founder Jimmy Cornell. I'm a big fan of Garcia, which has been building boats for 40 years now, both because they build in aluminum and because they do it exceedingly well. In the last several years most of their boats have been large stratoshperic custom jobs, well beyond the reach of mere mortals with less than a couple of million to spend, so it's heartening to see them again building something a bit more accessible.

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ALBERT'S NEW BOAT: OPO Makes a Difference in Dominica

Albert's boat profile

Hank Schmitt of Offshore Passage Opportunities first met Albert the first time he pulled into Dominica while sailing the West Indies several years back. He was the very first islander Hank met, so he took him on as his "boat boy," though of course Albert is no boy, being all of 47 years old with three grown kids. "What struck me was how Albert was like any dad," says Hank. "His kids are in nursing school and high school, and his oldest is working in the construction business, but they would come down to the docks and Albert would empty his pockets to give them money almost as fast as he was making it. Just like any other struggling family man."

Hank visited Dominica regularly, and when he learned Albert's daughter in nursing school needed a new computer, he handed Albert an old one he was replacing. When he learned how Albert spent the off-season fishing offshore in his rickety old wooden boat-boy skiff, which had definitely seen better days, Hank, a former offshore fisherman himself, decided he needed to help Albert get a better ride.

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CASCO BAY CRUISE: Little Whaleback Island

Little Whaleback

Earlier this summer, while stopping over at the Goslings in northwestern Casco Bay, I noticed there was a small mooring field just off the north end of Little Whaleboat Island. It had never occurred to me to put in there, and I could find nothing about it in any cruising guide, or in my annual Maine Island Trail Association guide (which can be a great resource, by the way, when looking for obscure islands to visit). So of course I was intrigued. Late this past week, as I headed out on what will probably be my last solo overnight on the bay this year, I thought I might as well check it out.

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EYES ON BOATS: And Other Important Upgrades

New eyes and hole

Lunacy was on the hard last week to get her bottom cleaned and some new paint put on before she goes south for the winter, and while she was out I finally made two changes I've long been pondering. First I cut a hole in the aluminum plate (the "bob-plate" I call it) that supports her bowsprit; second I stuck a pair of eyes on her bow.

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NOAH CULLEN: Young Sailor's Body Found Aboard Sunken Sailboat

Jubilee dive

A mystery that has tortured the sailing and diving community in the Upper Florida Keys for most of the past two months was resolved early this week when two technical divers descended about 300 feet and found human remains inside the sunken sailboat Jubilee, which had been missing since August 4. The remains are believed to be those of Noah Cullen, Jubilee's 24-year-old skipper, who was last seen alive sailing his boat singlehanded in the Key Largo National Marine Sanctuary shortly before a strong thunderstorm swept through the area.

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Subcategories

  • Boats & Gear

    Evaluations of both new and older sailboats (primarily cruising sailboats) and of boat gear.

  • The Lunacy Report

    Updates on what’s going on aboard my own sailboat Lunacy: breakdowns, maintenance jobs, upgrades, cruises and passages undertaken, etc.

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    Updates on what’s going on in the sport of sailing generally (most usually, but not always, relating to cruising under sail) and in the sailing industry, plus news nuggets and personal views on all manner of nautical subjects.

  • Lit Bits

    Longer articles by me that treat sailing and the sea in a more literary manner, short reviews of nautical books I think readers might enjoy reading, plus occasional excerpts from nautical books that I’d like to share with readers.

  • Techniques & Tactics

    Tips and diatribes regarding boathandling, sailhandling, seamanship, navigation, and other realms of nautical expertise.

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